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	<title>AVN Picktree Blog</title>
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		<title>Here’s some important news on Taxation of Pensions … And a Top Tip!</title>
		<link>http://www.avnpicktree.com/blog/pensions/here%e2%80%99s-some-important-news-on-taxation-of-pensions-%e2%80%a6-and-a-top-tip/</link>
		<comments>http://www.avnpicktree.com/blog/pensions/here%e2%80%99s-some-important-news-on-taxation-of-pensions-%e2%80%a6-and-a-top-tip/#comments</comments>
		<pubDate>Fri, 18 May 2012 09:38:47 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Pensions]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1171</guid>
		<description><![CDATA[There are some important changes to pensions which took effect from 6 April 2012: A reduction in the standard Lifetime Allowance (LA) from £1.8 million to £1.5 million; An extension of the commutation rules allow individuals aged 60 or over to commute funds of up to £2,000 held in personal pensions into a lump sum[...] <a href="http://www.avnpicktree.com/blog/pensions/here%e2%80%99s-some-important-news-on-taxation-of-pensions-%e2%80%a6-and-a-top-tip/">Read more &#187;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Good News as HMRC gets ‘smart on smartphones’  &#8230;</title>
		<link>http://www.avnpicktree.com/blog/taxation/good-news-as-hmrc-gets-%e2%80%98smart-on-smartphones%e2%80%99/</link>
		<comments>http://www.avnpicktree.com/blog/taxation/good-news-as-hmrc-gets-%e2%80%98smart-on-smartphones%e2%80%99/#comments</comments>
		<pubDate>Wed, 16 May 2012 09:26:45 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Taxation]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1151</guid>
		<description><![CDATA[The rise in popularity of smartphones has meant HMRC changing its definition of &#8216;mobile phones&#8217;. Although most people would consider a smartphone to be just another type of mobile phone, this wasn&#8217;t the case according to HMRC &#8211; a fact which has implications for annual P11D tax employer benefit forms. Until recently, many employers (and[...] <a href="http://www.avnpicktree.com/blog/taxation/good-news-as-hmrc-gets-%e2%80%98smart-on-smartphones%e2%80%99/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/taxation/good-news-as-hmrc-gets-%e2%80%98smart-on-smartphones%e2%80%99/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Growth and fairness at heart of business legislation</title>
		<link>http://www.avnpicktree.com/blog/business/growth-and-fairness-at-heart-of-business-legislation/</link>
		<comments>http://www.avnpicktree.com/blog/business/growth-and-fairness-at-heart-of-business-legislation/#comments</comments>
		<pubDate>Fri, 11 May 2012 09:36:42 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1134</guid>
		<description><![CDATA[Creating the right conditions for businesses to grow and succeed was at the centre of new business legislation announced in the Queen’s Speech delivered on Wednesday this week. The main elements include measures to set the purpose of the UK Green Investment Bank and ensure its independence, implement the competition landscape reforms, overhaul the employment[...] <a href="http://www.avnpicktree.com/blog/business/growth-and-fairness-at-heart-of-business-legislation/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/business/growth-and-fairness-at-heart-of-business-legislation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>So, how much do you pay yourself?</title>
		<link>http://www.avnpicktree.com/blog/taxation/so-how-much-do-you-pay-yourself/</link>
		<comments>http://www.avnpicktree.com/blog/taxation/so-how-much-do-you-pay-yourself/#comments</comments>
		<pubDate>Wed, 09 May 2012 09:00:03 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Taxation]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1115</guid>
		<description><![CDATA[As the director and shareholder of your own company you can decide how much salary to pay yourself each month, in order to use your personal allowance in the most tax efficient way. As a director of your personal company you do not have to pay yourself the national minimum wage unless you have an[...] <a href="http://www.avnpicktree.com/blog/taxation/so-how-much-do-you-pay-yourself/">Read more &#187;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are YOU serious about growing YOUR Business?</title>
		<link>http://www.avnpicktree.com/blog/events/are-you-serious-about-growing-your-business/</link>
		<comments>http://www.avnpicktree.com/blog/events/are-you-serious-about-growing-your-business/#comments</comments>
		<pubDate>Wed, 02 May 2012 09:09:43 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1107</guid>
		<description><![CDATA[Steve Hackney, one of the UK&#8217;s Leading Business Growth And Marketing Experts (and inspiration behind the Business Growth System BGS), has agreed to visit Farnham to talk about the BGS in an amazing 90-minute workshop entitled&#8230; &#8220;How To Double Your Sales &#38; Profits In 30 Days Or Less, Using These 8 Little-Known &#38; FREE Marketing[...] <a href="http://www.avnpicktree.com/blog/events/are-you-serious-about-growing-your-business/">Read more &#187;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Some good news as first quarter sees an upturn in business!</title>
		<link>http://www.avnpicktree.com/blog/business/some-good-news-as-first-quarter-sees-an-upturn-in-business/</link>
		<comments>http://www.avnpicktree.com/blog/business/some-good-news-as-first-quarter-sees-an-upturn-in-business/#comments</comments>
		<pubDate>Tue, 01 May 2012 08:11:09 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1086</guid>
		<description><![CDATA[Amidst all the recent doom and gloom it was encouraging to see that a report, looking at the turnover of 4,000 UK businesses, revealed the first quarter of 2012 was the best performing quarter, year-on-year since the start of the economic downturn in 2007. &#160; More businesses reported an increase in new customers and confidence,[...] <a href="http://www.avnpicktree.com/blog/business/some-good-news-as-first-quarter-sees-an-upturn-in-business/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/business/some-good-news-as-first-quarter-sees-an-upturn-in-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>So, just what is GDP … and why is it so important?</title>
		<link>http://www.avnpicktree.com/blog/business/so-just-what-is-gdp-%e2%80%a6-and-why-is-it-so-important/</link>
		<comments>http://www.avnpicktree.com/blog/business/so-just-what-is-gdp-%e2%80%a6-and-why-is-it-so-important/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 09:37:56 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1069</guid>
		<description><![CDATA[Figures issued this week indicates that the UK has entered a technical recession &#8230; i.e. Two successive Quarters of negative growth. So, time to explore in more detail what measures are used to assess the health of the UK economy, in particular &#8230; GDP. GDP, or Gross Domestic Product, is arguably the most important of[...] <a href="http://www.avnpicktree.com/blog/business/so-just-what-is-gdp-%e2%80%a6-and-why-is-it-so-important/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/business/so-just-what-is-gdp-%e2%80%a6-and-why-is-it-so-important/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>SMEs failing to claim an estimated £2 billion in expenses for the financial year</title>
		<link>http://www.avnpicktree.com/blog/business/smes-failing-to-claim-an-estimated-2-billion-in-expenses-for-the-financial-year/</link>
		<comments>http://www.avnpicktree.com/blog/business/smes-failing-to-claim-an-estimated-2-billion-in-expenses-for-the-financial-year/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 09:45:46 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Business]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1045</guid>
		<description><![CDATA[As we have often said, keeping receipts is essential for any business ….. and there is now fresh evidence to support this view. One of the biggest failures of small businesses is not claiming the full amount of VAT they’re entitled to. Poor management of expenses in this area alone means they’re failing to claim[...] <a href="http://www.avnpicktree.com/blog/business/smes-failing-to-claim-an-estimated-2-billion-in-expenses-for-the-financial-year/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/business/smes-failing-to-claim-an-estimated-2-billion-in-expenses-for-the-financial-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Mayday! Emergency call for hundreds of thousands of taxpayers &#8230;</title>
		<link>http://www.avnpicktree.com/blog/taxation/mayday-emergency-call-for-hundreds-of-thousands-of-taxpayers/</link>
		<comments>http://www.avnpicktree.com/blog/taxation/mayday-emergency-call-for-hundreds-of-thousands-of-taxpayers/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 08:07:35 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Taxation]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=1025</guid>
		<description><![CDATA[HMRC has issued what it calls a “May Day call for tax returns” warning that new penalties of £10 per day will be applied from Monday week to tardy taxpayers who have yet to file. About 850,000 people missed the January 31 deadline to file online returns and pay tax due for the fiscal year[...] <a href="http://www.avnpicktree.com/blog/taxation/mayday-emergency-call-for-hundreds-of-thousands-of-taxpayers/">Read more &#187;</a>]]></description>
		<wfw:commentRss>http://www.avnpicktree.com/blog/taxation/mayday-emergency-call-for-hundreds-of-thousands-of-taxpayers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Small Businesses and their Accounting Options</title>
		<link>http://www.avnpicktree.com/blog/budget-news/small-businesses-and-their-accounting-options/</link>
		<comments>http://www.avnpicktree.com/blog/budget-news/small-businesses-and-their-accounting-options/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 10:02:51 +0000</pubDate>
		<dc:creator>picktree</dc:creator>
				<category><![CDATA[Budget News]]></category>

		<guid isPermaLink="false">http://www.avnpicktree.com/blog/?p=996</guid>
		<description><![CDATA[Small businesses make a vital contribution to the UK economy, both in terms of employment and growth. Under the Government’s Plan for Growth there is now an aim to create the most competitive tax system in the G20, and make the UK the best place in Europe to start, finance and grow a business. As[...] <a href="http://www.avnpicktree.com/blog/budget-news/small-businesses-and-their-accounting-options/">Read more &#187;</a>]]></description>
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